----- Original Message ----- 
  
  
  Sent: Wednesday, October 17, 2001 5:20 
  PM
  Subject: Re: Fire Station Question
  
  The question regarding insurance rates is a good one.  
  If we do not build the new station, will my insurance rates go up?  I believe it is very likely that eventually we would lose 
  our PC3 rating and see the rates increase. I don't believe it would happen 
  immediately. Response time is a critical factor in the rating process and as 
  Moscow continues to grow, we will have to be able to show the rating bureau we 
  can provide that on the north end of town. 
   
   Or will only those residents outside of the needed 
  response time have their rates go up?  No, everyone 
  would be affected.
   
  If I am paying x amount for fire insurance now, why will it 
  increase when for me the location of the station is mute? I need more information to respond to this question. Where do 
  you live? I can say that if the protection class changes it won't matter if 
  your house is next door to the fire station or on the outer edges of the 
  city.
   
  As for impact fees, I feel the question goes farther than 
  the simple idea of impact fees.  When the various city groups ( I.E.: 
  council, P&Z, etc) allow increased growth, the growth impacts all of 
  us.  Some growth reduces tax burdens, some growth increases it.  The 
  need for a new station as a result of expansion northward should have been 
  considered and been part of the planning all the way along, and yes impact 
  fees to support part of the construction should be considered, with the rest 
  of the cost supported by tax bonds.  The need for the station would not 
  exist without the growth!
   
  If Mr. Force is correct, this option isn't 
  possible.
   
  Jon
   
  Finally, the idea that fire is limited by boundaries, or 
  that response to a fire is based on location is unseemly.  When there is 
  an accident on 95N, I've seen both rural and city fire trucks respond.  
  And that is how it should be!  Fire knows no civil boundaries, rather it 
  is a communal problem.  The need for a new station to serve the north of 
  the city and the county is a communal need and should be shared by 
  all.
   
  John