vision2020
RE: no personal checks, please
Visionaries:
I have asked several store personnel if the debit card costs the store money by
way of a discount as a regular credit card did. I assumed it did, but wanted
to be sure. Finally, I was able to ask an owner/cashier who said yes, in fact,
it did cost a couple % to take the card that was not a factor with a
check--although there is a fixed charge per check. worked out that it's better
for the merchant to take a check for items in the $10 or so and up category and
the card for amounts below. So, I stopped using the debit card with local
stores except for small purchases.
I understand the inconvenience of Applebees not taking our checks, but perhaps
the way to look at it is that it's less money in Applebees' pocket if we pay
by credit or debit card (but perhaps more in the pocket of the Salt Lake City,
Seattle, ... bank).
Mike
> From: "Jason Abbott" <jabbott@uidaho.edu>
> To: "Visionaries" <vision2020@moscow.com>
> Subject: RE: no personal checks, please
> Date: Wed, 1 Sep 1999 09:27:08 -0600
> Importance: Normal
> > we pay almost all of our entertainment expenses
> > with our checking account.
>
> We also pay for such things out of checking but use only a debit card.
> The only time I write a check is to pay a bill by mail or at WinCo
> (called Waremart up there) which no longer accepts credit/debit. I
> was fairly unhappy when WinCo stopped accepting credit/debit since
> writing a check is quite inconvenient by comparison. I never carry
> the checkbook anymore. I hesitate to go places that don't accept
> debit cards.
>
> Jason Abbott - Boise, Idaho, USA
> jabbott@uidaho.edu - http://boise.uidaho.edu/jason
> Home: 208/336-3678 - Work: 208/364-4051 - FAX: 208/387-1246
>
>
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